Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 : OH-Life-Agent-Series-11-44 Exam Questions

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Under the children's term rider, what occurs when a child reaches the specified age? He or she

A) may Increase the term coverage of the rider.
B) is eliminated from coverage.
C) must show evidence of insurability to remain covered.
D) automatically becomes the beneficiary of the life insurance policy.

2. Survivorship life insurance policies are useful in estate planning because they

A) provide funeral insurance and pre-need burial insurance.
B) can provide money to pay taxes on assets.
C) accumulate a sum of money for retirement.
D) redistribute the premium obligation during the early years of the policy.

3. To receive proceeds from a death benefit, a minor

A) must be related to the insured.
B) can only be named as a contingent beneficiary.
C) must have an appointed guardian.
D) must be at least 16 years old.

4. An Insurer would consider which of the following In determining whether to accept a group life plan?

A) Dependents
B) Average age
C) Grace period
D) Beneficiary

5. Which of the following statements BEST describes a single premium cash value policy?

A) It requires the policyowner to pay one premium annually.
B) It requires only one payment to make the policy paid up.
C) It provides for only one premium to be paid without evidence of insurability.
D) It waives one future premium if the owner becomes disabled.

Solutions: