Insurance Licensing PA-Title-Insurance-Agent Exam Questions : Pennsylvania Producers Examination for Title Insurance Series 16-10

Exam Code: PA-Title-Insurance-Agent
Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
Updated: Oct 04, 2026
Q&As: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Section	Weight	Objectives
Title Exceptions and Procedures for Clearing Title	21%	- Property-related issues 1. Attachments 2. Mineral rights 3. Equitable interests 4. Surveys 5. Water rights 6. Condominiums - General exceptions - Liens and encumbrances 1. Voluntary liens 2. Taxes and assessments 3. Involuntary liens 4. Federal liens 5. Judgments
Insurance Regulation	12%	- State regulation 1. Commissioner's general duties and powers - Company regulation 1. Unfair claims settlement practices 2. Solvency requirements 3. Rates regulation - Unfair trade practices 1. Boycott, coercion or intimidation 2. Unfair discrimination 3. False advertising 4. Defamation 5. Twisting 6. Misrepresentation 7. Rebates and inducements - Federal regulation 1. Fraud and false statements (18 USC 1033/1034) 2. Fair Credit Reporting Act - Producer regulation 1. Charges for extra services 2. Record keeping 3. Prohibited acts 4. Unfair inducements and marketing practices - Licensing 1. Reporting of actions 2. Persons to be licensed 3. Renewal 4. Maintenance and duration 5. Expiration 6. Continuing education 7. Disciplinary actions 8. Appointment procedures 9. Licensing process 10. Address change 11. Cease and desist orders 12. Assumed names 13. General requirements 14. Revocation, suspension, nonrenewal or denial of license 15. Title producer additional requirements - Title insurance law requirements 1. Examination of title required
General Insurance Concepts	3%
Title Insurance Principles		- Policy structure 1. Schedule B exceptions 2. Schedule A 3. Endorsements 4. Exclusions 5. Conditions and stipulations 6. Insuring provisions - Risks covered by title insurance 1. Hidden off-record risks 2. Errors by producer 3. Errors in public records - Insurable interests 1. Easements 2. Life estate 3. Fee simple estate 4. Leasehold estate - Title insurance policies 1. Commitments 2. Loan policy 3. Owner's policy 4. Enhanced policies 5. Leasehold policy - Title search techniques 1. Chain sheet 2. Hard copy index 3. Computer index

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

Question #1

The Real Estate Settlement Procedure Act (RESPA), Section 8 violation that refers to a person giving or accepting a fee or "thing of value" for the referral of business is known as a

A. required use.
B. kickback.
C. conversion.
D. bundled services.

Reveal Solution Discussion 0

Correct Answer: B 🗳️

Explanation: Only visible for VCEPrep members. You can sign-up / login (it's free).

Question #2

Which of the following is excluded from coverage in the standard owner's policy?

A. any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
B. any law, ordinance, or governmental regulation without filed notice
C. lack of a right of access to and from the land
D. recorded documentation on the title to real property without acknowledgment

Reveal Solution Discussion 0

Correct Answer: B 🗳️

Explanation: Only visible for VCEPrep members. You can sign-up / login (it's free).

Question #3

Which of the following statements is true concerning an unrecorded deed?

A. it need not name the grantee
B. it does not give constructive notice of ownership
C. it need not contain a legal description
D. it is not valid between the grantor and the grantee

Reveal Solution Discussion 0

Correct Answer: B 🗳️

Explanation: Only visible for VCEPrep members. You can sign-up / login (it's free).

Question #4

The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was