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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. Rosa is trying to get approved for a loan so she can purchase a new home. What type of value will the lender use to determine whether or not to approve Rosa's loan?

A) assessed value
B) market value
C) appraised value
D) insurable value

2. Trystan and Nia enter into a contract for the sale of a tiny house. Trystan is 17. Closing is supposed to occur in two weeks. This contract is:

A) executory and voidable
B) executory and void
C) executed and void
D) executed and voidable

3. John is a landlord. He has an applicant for an apartment who uses a cane. John tells her that she should go to the complex across the street, as they have more first-floor units available, and he doesn't want her to have to climb the stairs in his building. She thanks him for the tip. Evaluate.

A) John did nothing wrong. He simply evaluated the applicant and tried to do what was best for her.
B) John steered the applicant, but it was okay since she expressed appreciation.
C) John steered the applicant, which was a risky move, but it paid off this time.
D) John steered the applicant, which is never okay, even if she expressed appreciation.

4. Which of these is a reason a borrower might be offered a subprime loan by a lender?

A) A borrower's credit score is too high.
B) The home is in a low-income neighborhood.
C) The borrower's credit report includes numerous delinquencies.
D) Federal funds rates are high.

5. A home is being sold "as is." Evaluate this situation.

A) The seller does not have to disclose any defects to the buyer.
B) The seller is indicating that they believe their home to be in pristine condition.
C) The seller is signaling that they do not want to do any repairs, regardless of what is found in the inspection.
D) The seller is planning to tear down the house before closing.

Solutions: